Our Strong Industry Partnerships Give You Access to a Wide Variety of Customizable Benefits Options.

As your advocate, our goal is to provide you customized, needs-based benefits that provide the very best return for your investment. We are not a “one-size fits all” operation or focused on the short-term, but a strategic partner who understands your need to provide your employees premier benefits while staying on budget. Our regional and national expertise in healthcare, ancillary, and tax-favored plans coupled with our exceptional customer focus have made us a trusted partner for hundreds of organizations over the past three decades.

Employee Benefit Consulting

Employee Health Benefits:

Healthcare: To navigate the highly-regulated healthcare marketplace, you need an intelligent, strategic partner. We are experts who work with some of the best insurance carriers in the industry to craft the best healthcare solutions for you and your employees.

Tax Advantage Accounts: HRA, HSA, or FSA? Helping your employees pay for qualified health care expenses is more important than ever in today’s healthcare marketplace but knowing what plan to choose can be incredibly confusing. There is much more involved than who contributes to and owns the account. We can help you sort through all the confusion to find the plan that best addresses your specific needs.

Ancillary Benefits

Providing cost-effective ancillary benefits such as group life insurance, long-term and short-term disability, and other specialized coverage for your employees can save significantly on your bottom line through higher retention and less out-of-pocket costs. We work with you to recommend strong, strategic, and creative ancillary strategies uniquely tailored for your company and employee population.

Benefit Administration

We administer employee benefits plans for hundreds of our clients. They’ve found great ROI in making us their primary benefits administrator and concentrating on their core business operations. Imagine not having to worry about:

  • Enrollment processing
  • Renewals
  • Compliance Issues
  • Claim Resolutions
  • Contract Interpretation Questions

Our administrators are experts, not only in the process but in ensuring your costs are controlled and your employees are well supported and happy.

Here are just some of the plans we can administer for you:

  • HRAs (Health Reimbursement Accounts), employer-funded, tax-advantaged plan that reimburses employees for out-of-pocket medical expenses and individual health insurance premiums.
  • HSAs (Health Savings Account), employee-funded, tax-advantaged plan limited to High Deductible Health Plans (HDHPs).
  • FSAs (Flexible Spending Accounts), employee-funded, tax-advantaged plan to allow employees to pay for qualified expenses.
  • DCFSAs (Dependent Care FSA), employee-funded, tax-advantaged plan designed to be used to pay for eligible child or adult dependent care services such as preschool, before or after school programs, daycare etc. 

Retirement Planning

Offering a corporate retirement plan is a major differentiator for most employees when they evaluate their employer. Through our investment arm, IPIC (Integrated Pensions and Investment Consultants), and strategic partner, Alerus, we offer complete retirement plan support and administration. We have worked with companies small and large to establish and run a robust retirement program. Visit our IPIC page to learn more.